Luminor Bloom Black November
A new card with a dedicated app for your everyday banking.
Easy onboarding, 5% cashback at Rimi, 4% yearly interest rate for savings account for savings transferred to Luminor and no monthly fees with digital card – created so that you can earn more.
Available to all, no matter where you bank.
4% Savings account interest rate
Grow your savings while retaining complete flexibility. Everything on top of your total account balance compared with your total balance on 2026-09-15 in Luminor Bank, is eligible for the Saving account campaign offer from a 4% promotional annual interest rate till the end of the year. The remaining amount earns 1.5% interest per year. Your money is always available, with no monthly fee and no withdrawal restrictions. Offer valid until 2026-12-31. For more details and eligibility requirements, see the campaign rules.
5% cashback on Rimi purchases – all November
Pay with your Luminor Bloom card at Rimi and get 5% cashback on your purchases.
Your Luminor Bloom app shows your cashback grow in real time, so you can easily keep track of what you've collected throughout the month. At the beginning of the next month, your total cashback, up to 30 euros, is automatically added to your card account.
The offer applies to card payments in Rimi stores and the e‑store across the Baltics as part of Luminor’s Black November campaign until 2026‑11‑30.
E-Rimi 15% discount on your shopping basket – all November
When shopping in the Rimi e-store, use the code BLOOMNOVEMBER and get 15% off your shopping basket.
The discount code is valid only in the Rimi online store. The code can be used once by registered user and is not applicable to discounted or clearance items, products of the “Honest Bite” and “Vikis” brands, infant formula products, or products subject to dual pricing. The discount will be applied in the shopping cart. Discounts from different coupons cannot be combined.
The offer is valid until 2026‑11‑30.
Everything you need for your daily banking
Get 5% cashback on all Rimi purchases
• Up to €30 per month across the Baltics.
Free account, payments and cash withdrawals
• No monthly maintenance fee
• Free Euro payments across the EU/EEA
• Free cash withdrawals at Luminor ATMs
Earn 4% annual interest on your savings
• Interest is calculated daily and paid monthly
• Add or withdraw money instantly whenever you need
• No account maintenance feesChoose a digital or physical card
• Free digital card available instantly
• Physical card – for just €2 per month
One Luminor Bloom. Two ways to pay.
Complete your Luminor Bloom experience with a physical card. Order it anytime and enjoy the same Luminor Bloom benefits.
The monthly fee is €2. To order, simply log in to the Luminor Bloom app, go to the Cards section, tap the + symbol, and choose Order physical card.
For added security, your card details are now available exclusively in the app. You can view your full card number and CVV anytime in the app.
A chance to win € 3,000
Pay with any Luminor card during the campaign period and take part in the game.
• Every eligible card transaction counts
• Cash prizes, gift cards and cinema tickets
• 153 winners every month
Consumer loans up to €30,000
• For bigger purchases and unexpected expenses
• Free early repayment
• Apply online in minutes
Attention! Borrowing costs money.
Start your journey with Luminor Bloom
Download the Luminor Bloom app
From App Store or Google Play
Verify your identity
Quick onboarding with Smart‑ID or Mobile‑ID
Start paying instantly
Use your digital card for payments
Frequently asked questions
Everything you need to know about Luminor Bloom.
With Luminor Bloom, you get the essentials right from day one.
You can complete the onboarding remotely in just a few minutes, open a current account, and receive a digital Luminor Bloom card instantly, all at no extra cost.
Plus, when you use your Luminor Bloom card for purchases at any Rimi store across the Baltics and online, you can earn 3% cashback (up to 30 EUR/month).
With the flexible Luminor Bloom savings account, you can earn annual interest on your savings with no fixed commitment.
We will add more banking products and offers to Luminor Bloom over time. If you give us marketing consent in your Luminor Bloom, we’ll notify you as soon as new products become available.
Luminor Bloom is a standalone solution, so please continue to use the Luminor banking app to manage your existing accounts, products and services.
Luminor Bloom is completely free of charge and includes a current account, a digital Luminor Bloom card, payments, and cash withdrawals at Luminor ATMs across the Baltics – all at no cost.
Luminor Bloom currently features only the fast-onboarding process, which means that some customer groups who need to go through a more thorough onboarding process are not eligible yet (e.g. non EU citizens, Politically Exposed Persons, self employed). We will expand the service in the near future!